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I don't think the $20/month packages come with API access at all.

I bought a refurbished M3 Max a couple of years ago just to try things out, I get 90 toks/s which is good enough for a lot of tasks. But ya, when DRAM prices come back down I'll definitely look for a better local rig.



The Qwen and Z.ai coding plans include API access, last I checked. OpenCode Go also has API access to a bunch of models for $10/month.




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